Concessions to Old Age

In a concession to old age, I suggested we move our stand mixer up to the countertop. I had resisted because I like the minimalist kitchen look. However, this relic from my first marriage is getting too heavy for us to move when I want to use it. Yes, we probably should lift weights and stay stronger. But we’d rather eat cake.

Another adjustment: we have learned the abbreviation CCRC: Continuous Care Retirement Community. A simple plan: give us a gazillion dollars, and we will take care of you for the rest of your life. I’m considering it.

Our first look was with friends of friends who showed us around Westminster in Winter Park. They moved in April and apparently love it. Lots of things to do, food is good, new friends, etc. I was claustrophobic in their tiny apartment. Too much stuff, and no outside balcony or patio. I’d miss my lanai. And we’d be committed to the Orlando area. Do we want to be here forever?

Ironically, the same day we received a brochure with an invitation to tour Oak Hammock in Gainesville. I made an appointment. This time, an official tour, beginning with delicious lunch (hamburgers, beet salad, shrimp, cheesecake, wine) and a presentation. The half mile drive in is through a forested area. Much nicer than being in the city. Wooded trails to walk, classes to take through UF. We did not see any apartments, but I signed up for more information. 

I want to know how much it would cost us, not a hypothetical old couple. What happens if one needs to move to assisted living and/or nursing care. How long is the waitlist? Details.

Then it dawned on me that what we are looking at is sort of like a cruise plus long term care insurance. Do we want to move? Would I be happier near Sally? I do like that I could visit birding areas a mile away. Is this a shiny thing, must have? 

Maybe we should try out the idea by buying into one of the residential cruise ships. Of course no long term care, but I could test my ability to live with other people and to eat in restaurants day after day. Cheaper than a CCRC, and we would see the world. 

What if we just bought insurance even at our advanced ages? I called our guy who, of course, would be delighted to look into that, with its hefty commission. Perhaps we can still age in place. To be continued.

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